Welcome to the website for Seastrunk Financial.

You have arrived at what is (in my humble opinion) the most valuable website on the entire Internet!

Here's why: You will discover many free and low cost resources to help you solve many of your most difficult financial problems!

You will find educational info, interactive tools, and other resources that cover a wide range of financial planning topics and services. And, while I do not give stock tips or sell financial products, I do aim to provide you with reliable financial resources.

The latest financial planning techniques can help you reduce financial risks, lower your taxes, and avoid probate! And no matter whether you want to invest, plan for retirement, pay for college, or reach any other financial goal, you can use them to enhance your chances of success.

So take your time, have a look around and be sure to check out our Online Resources section with links to some of the many helpful free or low-cost information sources available to consumers online. 

CAUTION:

A little learning can be a dangerous thing!

While the Internet's easy access to information has helped to make it possible for people manage their own finances, the level of investing skills and information that you need can be overwhelming. 

Remember: Not knowing what you don't know can be a dangerous thing in the financial world.

All that glitters is not gold. The financial world is full of con artists, greedy financial institutions, esoteric language, legal rules, and misleading methodologies!

Making good financial decisions requires a huge amount of time to research, learn, and keep up with. So unless you are a little odd (like I am) and really enjoy this kind of stuff, you probably won't put in the hours of weekly reading it takes to keep up with the constant changes.

Therefore, if after doing some research on your own, you would like to have a “certified” second opinion about your financial choices I invite you to call my office directly at 843-661-0220 or to email me at conrad@seastrunkfinancial.com to set up a no-obligation, free financial checkup to see if we can be of service to you.

Thanks for stopping by!

Conrad E. Seastrunk, CFP^®

Certified Financial Planner^® Practitioner

P.S.  Professional financial help can go far beyond picking stocks or mutual funds. Hiring a Certified Financial Planner^® arms you with the expertise and resources to succeed financially.

So no matter what your financial goals are, there are professionals (like me) who have spent their entire careers serving people with the same concern, and it is a good idea to take advantage of our experiences. Call today. 

Important Things You Ought To Know About 

Working With Seastrunk Financial

Your First Meeting  To make your first appointment as productive as possible please bring the following items with you.

Online Account Viewing  For clients with accounts at Fidelity Investments. See current account values and balances in real time.

The Seastrunk Managed Asset Program™ Announcing a State-Of-The-Art Investing Platform Designed To Enhance And Protect Your Money. PLUS: The Latest Investment And Financial Planning Techniques That Can Reduce Financial Risks, Lower Taxes And Avoid Probate.

6 Reasons Why You Need Seastrunk Financial  There are 6 different taxes that can consume up to 70% of your retirement income if you Aren't careful.

How Is Your Money Kept Safe?             Investments that you entrust to Seastrunk Financial are placed in custody with Fidelity’s clearing firm, National Financial Services LLC (“NFS”). Securities in accounts carried by NFS are protected in accordance with the Securities Investor Protection Corporation (“SIPC”) up to $500,000 (including cash claims limited to $100,000). For details, please see www.sipc.org.   For those clients that have accounts with balances in excess of the coverage provided by the SIPC we have, through National Financial Services LLC, arranged for additional protection for cash and covered securities to supplement its SIPC coverage. This additional protection covers total account net equity in excess of the $500,000/$100,000 coverage provided by SIPC. Neither coverage protects against a decline in the market value of securities. 

Seastrunk Financial's Recovery From Disaster Plan  We realize how heavily many of you rely on our services. And also realize that the unexpected can and does occur—from simple weather situations to major outages. Hence we have pre-established contingency and disaster recovery plans. Components of these plans are tested periodically to ensure effectiveness.

Online Resources  Following are links to some of the many helpful free or low-cost information sources available to consumers online. These resources are organized by general topic and then alphabetically. Seastrunk Financial Management Co. is  not endorsing any of the organizations, companies, or products. We just want to provide you with resources to help make your financial and life-planning choices easier.

How To Create A Financial Plan  Knowing how to secure your financial well-being is one of the most important things you’ll ever need in life. You don’t have to be a genius to do it. You just need to know a few basics, form a plan, and be ready to stick to it. No matter how much or little money you have, the important thing is to educate yourself about your opportunities.

Financial Glossary Ever wonder what us financial types are talking about with all those sophisticated sounding words?  Check out our new financial glossary!

What Does Conrad Read? If you want to succeed financially, it’s important that you stay current with what’s happening in the world of personal finance. I am sometimes asked what people should read in an effort to stay informed. I'm never sure how to answer that question. Perhaps the best way is to show you what I read. If you read what I read, you’ll be as informed as I am.

Why are the CFP^® Certification Requirements Important? Most people think that all financial planners are "certified," but this isn’t true. Anyone can call himself or herself a "financial planner." Only those who have fulfilled the certification and renewal requirements of CFP^® Board can display the CFP^® certification marks. When selecting a financial planner, you need to feel confident that the person you choose to help you plan for your future is competent and ethical. The CFP^® certification provides that sense of security by allowing only those who meet the following requirements the right to use the CFP^® certification marks.

Client Survey Here’s your chance to tell me what you like, hate, or whatever about my services.  I appreciate your sincerity with this survey, as I will seriously consider all opinions expressed.  You may provide this information anonymously if you like.

Is Your Identity Adequately Protected?    Identity theft is a growing problem. Once stolen, thieves obtain money, services, products, and even jobs in your name. Thieves sift through garbage to find sensitive information. They steal wallets and mail. They overhear your conversations in public places, or they trick you into giving them information over the phone or though the mail. 

Investment Advisers: What You Need to Know Before Choosing One The SEC receives many questions about investment advisers—what they are and how to go about choosing one. This document answers some of the typical questions we receive from investors about investment advisers.

Client Testimonials:  A specific prohibition bars an investment adviser from using testimonials of any kind. The SEC considers them inherently misleading because they highlight favorable client experiences while ignoring unfavorable ones. That is why you will not see them on this website or any other reputable advisor's website or sales literature.

Previous Recommendations:  Another prohibition prevents an advisor from advertising past specific recommendations unless it fully discloses all recommendations for at least the past year. An adviser can advertise past profitable recommendations if the advertisement meets specific disclosure and legend requirements. The rules seek to prevent an adviser from advertising only profitable recommendations.  Since we make hundreds, if not thousands, of recommendations annually for our much varied client base we do not advertise past recommendations or performance.