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Conrad E. Seastrunk, CFP®

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Contact Us

2231 W. Palmetto St.

Suite 103

Florence, SC 29501

Phone: 843.661.0220

Fax: 843.661.0977

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As your financial planner I will educate you about your issues and choices and help implement specific recommendations"

Conrad E. Seastrunk, CFP®

 

   

 

 

 

 

Need a second financial opinion?
 

If you're confused about whether you're doing the right thing with your savings, investments and the money in your retirement account, get a financial second opinion from a CERTIFIED FINANCIAL PLANNERTM Practitioner at Seastrunk Financial.

  Today, more than ever, you need to know:

 
-if you are taking too much risk


-if you are suffering returns that are too low


-if you're paying too much in fees


-or simply if you own investments that are unsuitable or inappropriate for you based on your individual or family situation.
 

Our Clients are:

  • Nearing retirement who want to make solid financial decisions and avoid losing much of there nest eggs to taxes and financial missteps;

  • People wanting help planning and investing their money without worrying about what they don’t know.

  • Fortunate folks that have acquired an inheritance or other such windfall.

  • Busy executives and professionals who do not have enough time to properly manage and plan their personal finances;

  • People in mid-life and parents struggling to tackle goals such as their children’s education and their own future retirement;

Professional financial help goes far beyond picking stocks or mutual funds. Hiring a Certified Financial Planner® arms you with the expertise and resources to plan your financial future.  

This coaching and support can help you to make the most of the circumstances in your life - career, marriage, children, assets, liabilities, etc. 

You will get answers to questions for your unique situation, such as: 

  • You know how to prudently invest your savings to lessen the chance of outliving your income.

  • You will know how much you need to save for your retirement.

  • You will know when you can afford to stop working.

  • You will know with the cost of living (gas, food, medicine, etc.) going higher, how many years your savings should last.

  • You will know if you should take your pension as a lump sum or annuity. 

  • You will know if you should convert some or all of your Traditional IRA money to a Roth IRA.

  • You will know how much insurance (life, health, LTC, DI) you need.

  • You will know how taxes will affect your income, investments and heirs.

  • You will know how aggressively you should pay down your mortgage.

 Can’t I Just Do This On My Own?

The question is, do you need help to design and stick to an effective financial plan? 

Making good financial decisions requires a lot of time to learn and research.

While the Internet's easy access to information has helped to make it possible for individuals to independently manage their finances, the level of investing skills and information that you need can be overwhelming. 

Not to mention the financial world is filled with con artists, greedy financial institutions, esoteric language, legal rules, and misleading methodologies.  

You Should Be Afraid!

You Should Be Very Afraid!!

OK that might be overdoing it a little but you get my point (I hope).  

These 10 simple, yet powerful words, “I’m going to run that by my financial advisor first” often helps keep my clients from getting taken for a ride and has been known to save a bundle while negotiating mortgage and other financial fees.  

So, no matter whether you want to develop a portfolio, plan for retirement, pay for college, or reach any other major financial goal, there are professionals (like me) who have spent their careers serving people with the same concern, and it is a good idea to take advantage of our experiences.  

Are You Leery Of Talking To A Financial Planner?

I don’t blame you. I sure would be. I have heard stories of financial “advisors” only interested in selling financial products and using hard sell tactics.

I don’t do business that way.

And while I do not know everything about everything and I can’t guarantee results, I can guarantee my loyalty to you and will not accept bribes, commissions or trip incentives from third parties wanting your money. 

 And even though I have made a modest attempt to make this entertaining please know that I am very serious about financial planning and will be dedicated to helping you solve your financial problems.

So if you are at all interested or even curious, please call today 843-661-0220 ask for a FREE 1-Hour Financial Check-up and to see if we are compatible!  

 

Sincerely,

Conrad E. Seastrunk, CFP®  

 

P.S. When you come in to see me I’ll also give you a copy of my Disclosure Brochure (Form ADV pt. 2) detailing my services, fees, conflicts of interest, and how any money you entrust to me is kept safe.


P.S.S. Because I work on a fee-only basis there are:

  

  • No conflicts of interest regarding advisor compensation

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  • No commissions or third-party sales incentives

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  • No sales pressure

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  • No long-term contracts

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    Simply call us and explain your situation. I offer a free initial half-hour consultation. There is no obligation. This gives everyone the opportunity to see if we will work well together.

    During this initial consultation, clients can decide on the services desired and receive an estimate of fees for the chosen service. You may choose for us to advise on your financial plan on an "as-needed" basis for an hourly fee of 150.00 per hour or if you are not a "do it yourselfer" then we can help as much as you want all the way to managing investment accounts on your behalf.

    Many issue-specific situations can be resolved in a 2-3 hour initial consultation. We will deliver to you a specific action plan explaining how to proceed on your own.

    We can also offer the following retainer arrangements to provide for ongoing advice.

    We offer a variety of financial planning services. All services include:

    • Consultations with a salaried CERTIFIED FINANCIAL PLANNERTM practitioner.

    • Flat fee structure with no commissions.

    • A personalized plan document with investment and retirement.

      Money-Back Guarantee:

      If you're not pleased with the value you receive, we'll refund your enrollment fee.