Getting Set To Retire?

What is it like to be a retiree in 2024?

The days of dedicating half a century to a single company and retiring comfortably with a gold watch are long gone.

Today’s workers envision a starkly different retirement from that of their predecessors. They anticipate a considerably more challenging path to financial security. The rising cost of living, healthcare, and higher taxes are giving people reason to doubt that the traditional idea of retirement will be achievable.

There are so many options, so many factors, so many risks, and so many unknowns.

• How do you know how much you need to save?
• How do you know where to invest your money?
• How do you know when to retire?
• How do you know how to avoid taxes and fees?
• How do you protect your assets from inflation, market crashes, and lawsuits?
• How do you know how to generate life income without running out of money?
• How do you plan for health care, long-term care, and estate planning?

These are not easy questions to answer. And if you make a mistake, it could cost you dearly.

Retirement is a trip that takes some serious planning. 

Our primary focus is working with retirees. We begin working with them as they approach retirement and then navigate the complex decisions, the maze of rules, special tax laws, and penalties for accessing their retirement accounts.

Over the years, we have found that people don’t intentionally make financial mistakes; they didn’t know any better! 

Unfortunately, many retirement decisions are once-in-a-lifetime decisions and may be irrevocable. 

You will need to choose wisely.

Although the Internet’s easy access to information has helped make it possible for people to manage their finances independently, the financial world is rife with con artists, greedy financial institutions, misleading methodologies, legal regulations, and even our own biases, making it harder to make smart financial decisions.

Research, learning, and staying current with the ever-changing rules of money take significant time.

So, unless you are a little on the odd side (like we are) and like this kind of thing, you probably wonder if you are making smart financial decisions.

That’s where we come in.

Our mission is to offer families innovative financial strategies, technology, and planning that result in smarter financial decisions.

We are dedicated to helping our clients:

• Plan and invest for your retirement with confidence,
• Lay out your options, and make clear recommendations, 
• Then, meet with you regularly and help you make ongoing decisions.