Conrad Seastrunk, Florence Financial Advisor, Florence Financial Planner, Florence fee only financial planner,

When Should You Call Your Financial Advisor

 

 

 

Most of us go to see professionals when we’re in trouble or during times of crisis. Think about it. We go to the doctor when we’re sick. We go see a lawyer when we have a pending legal matter. We go see a counselor when we’re feeling depressed.

 

As a financial advisor, unfortunately, I often hear from clients after something has happened – and sometimes I’m limited in how I can help. Sure, I can often make a situation better, but if I knew about what my clients were facing sooner, I can usually help them avoid lots of heartache and often save money.

 

I would rather hear you say... "Hey Conrad I've been thinking about doing..." instead of "Hey Conrad! Guess what we just did!?"

 

As such, I put together a list of times when you should call me, so that I can help you as much as possible.

 

As we always say, when something good happens, call us.  When something bad happens, call us.  This list provides a few examples of scenarios or life events that should prompt you to contact your advisor.  The more communication about what’s going on in your life, the better we are able to help.

 

Here are the times I want you to reach out to me, before these things happen:

 

  • After you receive good or bad news
  • Before you retire, to schedule your pre-retirement appointment
  • Before you turn on Social Security, to develop a Social Security strategy
  • To set an annual or mid-year review
  • Job change or promotion
  • Before your child’s first year of college
  • Before purchasing, selling, or refinancing your home
  • Before breaking ground on home renovations
  • If your family is in need
  • If you are the executor/executrix or trustee
  • Before making extensive monetary gifts
  • Before taking a required minimum distribution
  • Whenever you want an second professional opinion before making a decision

 

Copyright ® 2020 Seastrunk Financial Management, LLC

Seastrunk Financial Management, LLC and Fidelity Investments are independent companies and are not affiliated. There is no form of legal partnership, agency, affiliation or similar relationship between your financial advisor and Fidelity Investments, nor is such a relationship created or implied by the information herein.

 

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

Why Use BrokerCheck?

BrokerCheck is a free tool to research the background and experience of financial brokers, advisers and firms.